News Finance

Market Capitalization Calculator

Market Capitalization Calculator

Market Capitalization Calculator

Market Capitalization Calculator

Stock Price per Share:
Number of Outstanding Shares:
Market Capitalization:

Market Capitalization which is also known as ‘Market Cap’, is an assessment that evaluates the size of a publicly traded company. Investors need to assess a company’s size and its worth in the market to make informed investments, and they use this. 

It is computed by multiplying the market value of all outstanding shares of a corporation by their total number. Put more simply, it’s the entire market value of all the company’s shares that are traded. It is essential to understand the company’s position in the financial market.

This is how Market Capitalization is calculated:

Market Cap = Current Share Price × Total Number of Shares Outstanding


How is market capitalization calculated?

The total worth of all of a company’s stock shares is referred to as the market cap, also known as market capitalization. It is computed by multiplying a stock’s price by the total number of shares that are outstanding. A corporation with 20 crore shares, for instance, selling for Rs. 50 each would have a Rs. 1 Arab market capitalization.


What is a market cap calculator?

You can use the market capitalization calculator to determine the market capitalization, often known as market cap, which is the total worth of a company’s outstanding shares. Don’t worry if you don’t know what it is; we’ll explain it in this brief post.


How do you calculate market capitalization without share price?

Using an alternative method, we may determine the market capitalization by deducting the company’s net debt from its enterprise value. This method is the only practical way to calculate equity value for privately held corporations because they don’t have an easily accessible public share price.


What is it like to live as a foreigner in Nepal?

Nepal should be on top of your bucket list because it is not only an affordable destination but, also offers amazing views that include mountains, hills, lakes, rivers, trails, historical places, and many more. Nepal can offer a variety of climates in the same season and cultural diversity in the different regions which make Nepal unique and more beautiful.

You get to experience so much at a very low price. Nepal has many world heritage sites that you can visit. If you are an avid adventurer then, Nepal has you covered. You can go rafting, climb the highest peak in the world, or go on a retreat.


This article will give you an insight into What is it like to live as a foreigner in Nepal. There are so many reasons why you should come visit but there are some things you need to be aware of when you’re here.

Affordable cost of living

Affordable cost of living

If you’re a foreigner, especially from the West, you will find that the cost of living is fairly cheap. This does depend on where and how you live. Staying at a nice place and eating out in high-end restaurants will be a little expensive but, not the same level of expensive you’d experience back home. But there are so many options for cheap and filling food in Nepal, so introduce your palette to new cuisine. Additionally, there are high tax rates in Nepal on imported and luxury items such as cars, motorcycles, and various other goods.

Hospitable people

Hospitable people

Nepalese people are very hospital. They are very welcoming and are more than glad to share their culture with you. People are kinder and more hospitable the more you leave the city areas. People here believe in ‘Atithi Devo Bhava’ which translates to guests are our God. This may be because they understand the impact of tourism or simply because they are brought up that way.

Rich culture

Rich culture

Nepal is a diverse country and very rich in culture. There are 125 different ethnic communities in Nepal. You will get to experience so much, learn about new traditions, and taste different cuisines here. 

Some parts of Nepal do not have access to the necessities of living but, they are rich in culture and tradition. You can visit them instead of the urban areas, it can be very memorable and interesting to see how people have different ways of living. Seeing their rich culture will be a breath of fresh air.

Health problems because of bad sanitation.

Health problems because of bad sanitation

Water distribution is also not regular in Nepal. Nepal is rich in water resources but, unfortunately, not all sources are for human consumption. This is become of unplanned and improper disposal of wastes. It is getting better in the urban areas but, sadly people in rural areas still dump waste in the waters. 

You should carry a water purifier and a mask just to be safe but that should be your choice when you have no options left. You should always buy water in jars or bottled water. It’s worth getting health insurance, even if you’re healthy while living in Nepal. As a foreigner, you may encounter health issues due to unfamiliarity with the climate and living conditions in the country.

Irregular electricity

Irregular electricity

You may want to carry power banks because of improper electricity distribution. The problem of ‘load-shedding’ has gotten better but there are frequent power outages so, have your alternative source of power so you are not in a helpless position.



Depending on what part of Nepal you visit and what race you are, you may experience blatant racism. Let me break it down for you; if you are white, you will probably have a pleasant experience other than people trying to charge you extra because you are a foreigner. If you are Asian or Black you may not receive or receive limited special treatment and you may even be subjected to name-calling.

Unstable government and politics

people running for chair single

Nepal’s government is pretty unstable and as safe as Nepal is for foreigners, it is still dangerous because of the internal conflict in Nepal between politicians. It is particularly scary when riots break out and you could be caught up in it.

Culture shock

They slaughter and sacrifice animals as a part of their culture and in Hindu culture, people burn the dead body of their loved ones as a final auspicious memory. They may seem horrifying to you, but it is their culture, and pointing it out may seem insensitive to them. 

Be respectful of their culture and remove yourself from anything that you find disturbing instead of being vocal about it with the locals.

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How much money is required to be rich in Nepal?

In Nepal, the cost of living is quite cheap. Because of this, Nepalis can survive on significantly less money than citizens of wealthier nations. For instance, in Nepal, one is considered wealthy if one earns the equivalent of USD 1,000.

How many foreigners live in Nepal?

The majority of migrants originate in Nepal. Less than 500,000 foreigners live in the nation; in contrast, there are five times as many Nepalese living abroad, most of whom have moved to Malaysia, India, and the Middle East.

What is life like in Nepal?

Living in Nepal is amazing, easy, and hard at the same time. Why Is It Hard? Even in the capital city, there are essential amenities like electricity, water, power, transit, and communication lacking. Simple things are sometimes beyond your means, even with money.

Is Nepal a good place to settle?

Nepal is a great place for expats because of its spectacular natural beauty and unique culture. Finding a balance between cost, convenience, and culture is crucial.

Who is a billionaire in Nepal?

The lone billionaire in Nepal is Binod Chaudhary, a former business mogul who is now a politician. His empire of businesses includes businesses in banking, consumer goods, education, hotels, electronics, energy, and medical, among other sectors. Chaudhary is the Chairman of CG Corp Global, the parent company of the Chaudhary Group.

Does Nepal have a good quality of life?

According to the HDI, Nepal is the least developed nation in South Asia. The HDI, a summary index of people's well-being, was produced for the largest number of countries and territories ever—182—and combines data on life expectancy, literacy, school enrollment, and GDP per capita.

Living as a foreigner in Nepal provides a distinct set of challenges and beneficial experiences. From managing cultural differences to reveling in the warmth of Nepali hospitality, the experience promotes personal growth and understanding. What is it like to live as a foreigner in Nepal? It’s a journey in a dynamic cultural tapestry, with each meeting revealing new insights and connections, ultimately enriching one’s life with unique viewpoints and lasting experiences.


What happens if I invest 1000 in SIP for 10 years?

Investing is one of the best ways to grow your wealth. SIP or Systematic Investment Plan helps you grow your wealth exponentially with the power of compounding. In SIP, you deposit a certain sum in a mutual fund every month at a certain pre-stated interest rate. 


What is the formula for SIP?

The formula for SIP is:

FV = P * [{(1 + r)^n – 1} / r] * (1 + r)

What happens if I invest 1000 in SIP for 10 years?


Let’s consider an example of a Systematic Investment Plan (SIP) where $1,000 is invested monthly for 10 years with an assumed annual interest rate of 12 %, compounded monthly.


P = $1000 (monthly investment)

r = 12%

  = 0.12 (monthly interest rate, expressed as a decimal)

n = 10 years

FV(future value) =?

Now, use the formula for the future value (FV) of the SIP:

FV = P * [{(1 + r)^n – 1} / r] * (1 + r)

Use the SIP Calculator for calculation by putting the desired values.

Explanation part:

To invest in mutual funds through a SIP (Systematic Investment Plan), the first step is to through a SIP registration and open an account with a particular mutual fund. Once registered, you’ll gain access to a systematic approach to investing where a fixed amount is deducted from your bank account at regular intervals and invested in the chosen mutual fund scheme.

Now, let’s explore what happens if you invest $1000 in SIP for 10 years:

Regular Investments:

You can invest a certain amount regularly through SIP at regular intervals, usually once a month. This disciplined approach helps in accumulating wealth over time.

Rupee Cost Averaging:

With SIP, you can average the cost of investment over time by purchasing more units during periods of low price and fewer units during periods of high price. This lessens the effect of market fluctuations on your financial assets.

Power of Compounding:

Over 10 years, the power of compounding starts to take effect. Your initial investment of $1000, combined with the returns generated by the mutual fund, begins to grow exponentially.

Accumulation of Wealth:

Your investment grows dramatically over time when you make regular investments that compound themselves. The longer the investment timeline, the larger the opportunity for capital building.

Potential Returns:

The returns on your investment depend on various factors such as the performance of the mutual fund, market conditions, and the duration of the investment. Historical data suggests that equity mutual funds tend to offer higher returns over the long term compared to other investment options.

Risk Mitigation:

Investing through SIPs reduces the risk associated with market timing. Spreading your investments over time reduces the impact of market changes.

Goal Achievement:

SIP allows you to work towards your financial goals systematically. SIPs can be an effective instrument for wealth growth, retirement planning, and other financial objectives.

Finally, investing $1000 in SIPs for ten years has the potential to result in large wealth creation due to regular investments, rupee cost averaging, compounding power, and market risk reduction. However, it is important to select mutual fund schemes depending on your risk tolerance, investment timeline, and financial goals. Additionally, constant tracking and evaluation of your investment portfolio is required for best success.

How does SIP work?

How does SIP work

  • Frequent Investments: SIP participants pledge to make set monthly investments of a certain amount of money. Depending on the investor’s ability to make a large or small investment, this could be either.
  • Methodical Approach: SIP promotes a methodical and disciplined approach to investing. Regardless of market conditions, investors continually invest a fixed amount rather than attempting to time the market. By doing this, the effects of transient market volatility are lessened.
  • Benefits of Compounding: SIP leverages the power of compounding. Your money generates returns when you invest consistently over time, and those returns compound to provide even more returns. In the long run, this compounding effect might result in a large accumulation of wealth. 
  • Rupee Cost Averaging: SIP makes use of the rupee cost averaging principle. Your fixed investment purchases more units in a low-market environment and fewer units in a high-market environment. This contributes to lowering your investment’s average cost over time.
  • Flexibility: Investors have the freedom to select the amount and the frequency of their investments (monthly, quarterly, etc.). It is available to a broad spectrum of investors due to its flexibility.
  • Long-run Wealth Creation: SIP works very well in creating wealth over the long run. Investors can build up a sizeable corpus by making regular investments over a long period. This corpus can be useful for achieving objectives like wealth growth, retirement planning, and financing schooling.
  • Diversification: Mutual funds, which are frequently included in SIPs, frequently make investments in a variety of equities and bonds. This diversification lessens the impact of individual asset underperformance and helps spread risk.

What are some other examples of SIP Calculations?

Example 1

Suppose you invest $2,000 at an annual interest rate of 6%, compounded quarterly for 4 years.

Using the formula:



  • P = $2,000 (principal amount),
  • i=0.06 (6% annual interest rate expressed as a decimal),
  • n=4 (4 years with quarterly compounding).

Now, plug in the values and calculate:







So, the future value (FV) of the investment after 4 years with quarterly compounding would be approximately $9,177.18.


Suppose you invest $2,500 at an annual interest rate of 6%, compounded quarterly for 4 years.


P = $2,500

i=0.06 (6% expressed as a decimal)

n=4 (4 years with quarterly compounding)

Now, plug these values into the formula:


Let’s break it down step by step:


Now, substitute this back into the expression:




Finally, multiply the numbers:

FV approx $12,468.69

So, the future value of the $2,500 investment after 4 years with quarterly compounding at a 6% annual interest rate is approximately $12,468.69.

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Is SIP a good investment?

One of the greatest methods for disciplined investing is SIP, which needs to be carried out regularly throughout time.

Which SIP is best in Nepal?

NIBL Sahabhagita Fund, NIC Asia Dynamic Debt Fund, Siddhartha Systematic Investment Plan and NMB Saral Bachat Fund-E have a good SIP scheme.

What is a SIP investment?

SIP is a way to invest a certain amount in mutual funds on a regular basis, usually once a month. It enables investors to take advantage of compounding and rupee cost averaging.

Which is best SIP for 1000 per month?

The underlying investment instrument, the state of the market, and the investor's risk tolerance are some of the variables that affect SIP safety.

Which is better SIP or FD?

You can invest in an FD if your main objective is capital preservation and you do not anticipate significant gains. Invest in a SIP if you'd like to make goal-oriented investments that will yield higher returns.

What is the normal return on SIP?

The interest rates on SIPs for different market-linked funds could differ. Large-cap stocks should yield an average return of 12–18%, while mid-cap stocks should yield an average return of 14–17%.


It’s crucial to remember that, even though SIP can be a useful investing approach, investment value might change and earnings are not guaranteed. Based on their financial objectives, risk tolerance, and investment horizon, investors should carefully select the investment funds they use. For individualized investing advice, speaking with a financial professional is advised.


Truck Accident Lawsuits and Settlements: A Closer Look at Truck Accident Compensation From Wyoming to Georgia

Truck accidents, a prevalent concern on the roads, significantly impact safety for drivers and pedestrians alike. The integral role of large trucks in transporting goods and materials across the U.S. economy is undeniable, making understanding the consequences of truck accidents essential. 

With over half a million reported truck accidents in 2021, the need for vigilance is clear, as these incidents often lead to property damage, injuries, and, tragically, fatalities.


What are the truck accident statistics?

Truck Accident Statistics
Truck Accident Lawsuits and Settlements

Truck accidents statistics paint a concerning picture, with 101,000 causing injuries and 4,444 resulting in fatalities in 2020 alone. Semi-trailer trucks, in particular, are implicated in fatal accidents, raising questions about safety measures. 

The search for “truck accident attorney near me service” becomes crucial for those affected, as immediate legal assistance is vital to navigate the aftermath of such incidents.

What are the factors contributing to truck accidents?

Factors Contributing To truck Accidents

Various factors contribute to truck accidents, including driver fatigue due to demanding schedules and long working hours. The larger stopping distance required for trucks, combined with their considerable size and weight, poses inherent collision risks. Interactions with other motorists, especially those in smaller vehicles, further heighten the potential for accidents on the road.

What are the legal implications and services you can take?

legal implications and services

In the aftermath of a truck accident, understanding legal implications is paramount. Truck accident attorneys, including those specializing in Georgia and the broader “truck accident lawyers near me” service, play a crucial role. The importance of finding a local attorney, such as a “truck accident attorney Atlanta,” cannot be overstated, ensuring swift and effective legal assistance.

Lawsuits and settlements are common outcomes, with specific incidents in Flagstaff, Arizona, Houston, Atlanta, Chicago, and Maine shedding light on regional challenges. Exploring “truck accident lawsuit settlements” and verdicts adds depth to understanding the legal and financial consequences of such incidents.

What are some safety measures and preventions?

some safety measures and preventions

Mitigating risks involves adhering to safety guidelines for both truck drivers and other motorists. Advocating for stricter regulations and heightened awareness through campaigns is essential to reduce the incidence of accidents. 

Holding truck drivers and companies accountable for their actions is crucial in promoting responsible behavior on the road and preventing future accidents.

What should you do about hiring the right attorney?

hiring the right attorney

Victims of truck accidents should research and select an attorney experienced in handling such cases. Whether it’s a “truck accident lawyer Chicago”, “truck accident lawyer Georgia”  or a specialist in Georgia, choosing the right legal representation is pivotal in navigating the complexities of truck accident legalities and pursuing rightful compensation.

Recent Incidents and Settlements

Incidents and Settlements

Recent incidents, such as a truck accident in Wyoming today, a notable truck accident Flagstaff Arizona, and another incident involving a truck accident Maine, emphasize the ongoing challenges in road safety. 

Analyzing these cases and exploring “truck accident settlement” examples, along with verdicts related to truck accidents, provides valuable insights into the legal and financial consequences following such incidents. 

These real-life examples underscore the need for comprehensive measures to address the complexities surrounding truck accidents and enhance overall road safety.

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How did the Colorado truck accident happen?

Rogel Lazaro Aguilera Mederos was operating a semi-trailer truck transporting lumber on eastbound Interstate 70 in the afternoon of April 25. Aguilera Mederos' semi-trailer truck broke down while he was driving down a steep section of Interstate 70 at approximately 4:30 p.m. MDT.

How much are most truck accident settlements and verdicts?

In truck accident instances where the defendant was driving a tractor-trailer or another type of heavy/commercial truck, the average settlement amount is $73,109.92.

What is the average settlement for an accident in Georgia?

In general, settlements for minor collisions with little to no property damage and minor injuries could be expected to range from $2,500 to $25,000. The range for accidents that result in serious injuries is $50,000 to $200,000, maybe even more.

What is the highest-paid settlement?

206 Billion Dollars for The Tobacco Master Settlement Agreement and $150 Billion For The Family of Robert Middleton are the highest personal injury settlements.

What is the longest a settlement can take?

While some settle in three months, some may take up to five. Sometimes a personal injury claim proceeds to trial instead of a settlement.

Who was the tow truck driver killed at Woodstock GA?

Earlier this month, Frank Ingram was murdered on the shoulder of I-575 by a passing car when he was trying to hook up a dump truck.

What did the truck driver do wrong in Colorado?

As he descended the mountain, he made many errors, including burning up his brakes and putting his truck out of gear. He disregarded the one escape ramp accessible to him for unclear reasons. His truck was speeding down the highway, loaded with logs when he came across a traffic jam that had been created by an earlier crash.

What comes up when you look up truck accident Houston?

Video shows a postal truck involved in a collision in north Houston; the rider hits the truck and perishes after the deputies give up on Crosby.


In conclusion, addressing the multifaceted aspects of truck accidents necessitates a comprehensive approach that encompasses legal, safety, and preventative measures. By understanding the impact of truck accidents and promoting awareness, we can strive to make our roads safer for everyone while seeking justice for those affected.

News Finance

Can I invest in mutual funds without a SIP? 

Investing in mutual funds has become increasingly popular as individuals seek avenues to grow their wealth and achieve financial goals. While Systematic Investment Plans (SIPs) are a common and disciplined approach, potential investors often wonder whether it’s possible to invest in mutual funds without a SIP.

The answer is yes, you can invest in mutual funds without a SIP (Systematic Investment Plan). SIP is just one option among many for investing in mutual funds, but it’s not the only choice. You can also make a Lump sum investment in the mutual funds. There are different approaches you can take to invest in mutual funds.


What are the traditional routes to mutual fund investment?

traditional routes to mutual fund investment

Secondary Market Purchases on Stock Exchanges

Using the secondary market on stock exchanges like the Nepal Stock Exchange (NEPSE) is a simple way to invest in mutual funds without a SIP. Units of mutual funds that are already listed on the exchange can be traded at any time. This option provides flexibility, enabling investors to make purchases and sales under their financial plans and the state of the market.

Direct Purchase from Fund Managers

Those who are not inclined toward systematic investment plans (SIPs) have the option of purchasing open-ended mutual fund schemes directly from fund managers. To directly purchase and redeem units, investors can go to the office of the fund manager or one of its approved agents. The benefit of open-ended funds is that they don’t have a set maturity date, giving you the freedom to invest and withdraw at any time.

Participating in Initial Public Offerings (IPOs)

Upon launch, mutual fund schemes frequently go through an initial public offering (IPO) procedure. The general public can subscribe to fund units during this period. Subject to regulatory agencies such as the Securities Board of Nepal (SEBON) approving the new mutual fund offerings, investors can investigate new avenues and take part in initial public offerings (IPOs).

What are the benefits of the SIP alternative?

Potentially Higher Returns

The attraction of lump sum investments is their instantaneous capacity to capitalize on market expansion, providing a competitive edge in an expanding market. A lump sum deposit exposes the entire amount to the market at once, in contrast to SIPs, where investments are spaced out over certain times. This strategy may yield larger returns in a thriving market since the entire investment amount gains from market upswings from the beginning.

Lump sum investments may be a wise strategic move for investors eager to profit from particular market situations or who have a great sense of market trends. It’s important to recognize that there are dangers associated with this strategy, though, as market timing is difficult by nature and unanticipated downturns can result in losses. 

Nevertheless, for those with a risk appetite and confidence in market movements, the potential for immediate and robust returns makes lump sum investments an enticing option.

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Faster Achievement of Short-Term Goals

Lump sum investments are designed specifically for people who have short-term financial goals and prioritize achieving those goals as soon as possible. Lump sum investments can offer a quicker route to achieving these goals, whether they are related to saving for a down payment on a house, paying for future educational costs, or organizing a dream vacation.

For example, a lump sum investment can take advantage of market conditions to accelerate the growth of invested cash if an investor has a few years to reach a certain financial goal. This is particularly relevant in scenarios when the urgency of the financial goal may not coincide with waiting for additional SIP contributions.

Although the possibility of achieving goals more quickly is appealing, investors must balance this with the related market dangers. Although lump sum investments may yield faster returns due to the inherent volatility of financial markets, investors run the risk of having their returns negatively impacted by short-term market swings.

What are the drawbacks of the SIP alternative?

Market Risk

The difficulty of market timing is one of the main drawbacks of lump sum investments. The financial markets are dynamic and subject to a wide range of influences, including world sentiment, geopolitical developments, and economic indicators. Finding the right time to enter the market is a difficult endeavor that has stumped many experienced investors. It’s difficult to time the market correctly, and errors in judgment could leave investors vulnerable to losses if the market declines soon after the lump sum investment.

Prices can change suddenly and quickly due to the inherent volatility of financial markets. Unrealized losses may result from the portfolio’s value being diminished by a market downturn that happens soon after a lump sum investment. 

For investors thinking about making lump sum investments, this danger emphasizes how crucial it is to do in-depth financial analysis, market research, and a sophisticated grasp of global economic trends. Even yet, it is crucial to recognize that risk mitigation is a finely balanced process and that market moves can be erratic.

Requires Larger Capital

The need for a larger initial cash commitment is another important factor to consider when making lump-sum investments. Bulk sum investments require a larger initial capital injection than SIPs, where investors can start with relatively small amounts. For some people, especially newcomers with small resources or those who would like to take a more systematic and phased approach to investing, this requirement might not be possible.

For those who are currently assembling their investment portfolio or would rather experiment with lesser commitments, the higher capital need may serve as a disincentive. 

Investors must make sure that their investment approach fits their long-term objectives, risk tolerance, and financial capability. Although lump sum investments provide the opportunity for instant exposure to market development, it is crucial to make sure that the strategy selected aligns with each person’s unique financial situation.

What affects your decision to invest in mutual funds without a SIP?

  • To Create Long-Term Wealth: Because of the advantages of disciplined investing and rupee-cost averaging, SIPs are typically advised.
  • For Immediate Objectives: If investors have the funds and think the market is ready for rapid expansion, then a lump sum investment can be appropriate.
  • For Novices: People can learn about investing without taking a big initial risk by starting with little SIPs. But if your risk tolerance and market timing are in line, investing in lump sums can be a good alternative.

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What are the traditional routes to mutual fund investment?

Investors have several traditional routes to mutual fund investment, including: Secondary Market Purchases on Stock Exchanges Direct Purchase from Fund Managers Participating in Initial Public Offerings (IPOs)

What are the benefits of the SIP alternative?

Two key benefits of the SIP alternative are: Potentially Higher Returns: Lump sum investments can capitalize on market growth immediately, potentially yielding higher returns, especially in a rising market. Faster Achievement of Short-Term Goals: Lump sum investments are suitable for short-term financial objectives, providing a quicker route to achieving goals like saving for a down payment or funding education.

What are the drawbacks of the SIP alternative?

Drawbacks of the SIP alternative include: Market Risk: Timing the market is challenging, exposing investors to potential losses if the market experiences a downturn. Requires Larger Capital: Lump sum investments may not be feasible for everyone, especially beginners with limited savings.

What affects your decision to invest without a SIP?

The decision depends on individual factors such as: Long-Term Wealth Creation: SIPs are recommended for disciplined investing. Immediate Objectives: Lump sum investments may be suitable if funds are available, and rapid market expansion is anticipated. For Novices: Small SIPs allow learning without a large initial risk, but lump sum investments can be considered based on risk tolerance and market timing alignment.

Can I invest in mutual funds without a SIP using the secondary market?

Yes, you can invest by purchasing mutual fund units directly from the secondary market on stock exchanges like the Nepal Stock Exchange (NEPSE), where listed units are freely tradable.

How can I buy mutual fund units directly from fund managers?

Investors can directly purchase open-ended mutual fund schemes from fund managers by visiting their offices or authorized agents. Open-ended funds provide flexibility without a fixed maturity date.

What is an initial public offering (IPO) in the context of mutual funds?

An IPO is a process where new mutual fund schemes are launched, and the general public can subscribe to fund units during this phase. Regulatory approval, such as from the Securities Board of Nepal (SEBON), is necessary before these new funds can accept investments.

Why is lump sum investment suitable for short-term financial goals?

Lump sum investments are designed for individuals with short-term financial goals as they can potentially provide a quicker route to achieving these goals. This approach leverages market conditions to expedite the growth of invested capital, making it particularly relevant for time-sensitive financial objectives.


To sum up, investing in mutual funds gives more options than only SIPs. Investors are free to select a method that best suits their preferences, risk tolerance, and financial objectives, whether that be through secondary market purchases, direct interactions with fund managers, or involvement in initial public offerings (IPOs). Comprehending the subtleties inherent in every alternative is vital for making well-informed investing choices and optimizing the possibility of generating wealth.

News Finance

Difference between bonus shares and right shares

For investors hoping to take part in the expansion of different enterprises, the Nepalese stock market offers a multitude of investment options. Investors need to understand the concept of “Bonus Shares” and “Right Shares” while involved in the share market. Both entail the issuance of fresh shares, but they have different goals and affect shareholders in different ways. In this blog, we will understand the bonus shares and the difference between bonus shares and right shares.


What are bonus shares?

Bonus shares are free shares given to current owners based on the amount of shares they currently own. These shares promote long-term investment and serve as a reward for loyalty. Bonus shares are subject to SEBON laws and the Securities Act, just as right shares

A SEBON approval is required before bonus shares are issued. Businesses in Nepal provide bonus shares to reward customers for their loyalty, improve market sentiment, and boost liquidity by increasing the total number of shares in circulation.

What is the impact of bonus shares?

Dilution: As the total number of shares rises, bonus shares, like right shares, cause dilution of current shareholder ownership.

Market Price: Because of the additional liquidity, the short-term impact on the market price is often neutral or slightly positive. Market conditions and the company’s performance will determine the long-term effects.

No Subscription: Bonus shares are distributed without charge, and owners are not given the choice to sell or subscribe to them. Shareholder accounts are automatically credited with them.

Let’s say a Nepali business announces a 2:1 bonus share offering. A shareholder who owns 150 shares at the beginning of the bonus share issuance is entitled to an additional 300 shares at no further cost. Consequently, the bonus share allocation causes their overall holding to increase to 450 shares, essentially tripling.

Difference between bonus shares and right shares?

The difference between bonus share and right share is tabulated below:

FeatureRight SharesBonus Shares
PurposeRaise capitalReward loyalty, improve market sentiment
SubscriptionOptionalNot applicable
Dilution effectYesYes
Market impactCan initially depressNeutral or slightly positive
RegulationsSEBON approval requiredSEBON approval required

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What are bonus shares, and how do they differ from right shares?

Bonus shares are free shares given to existing shareholders based on their holdings. They reward loyalty and boost liquidity. Unlike right shares, they don't require a subscription and are automatically credited to your account.

What are the impacts of bonus shares?

Similar to right shares, they lead to slight ownership dilution. The market price may remain neutral or slightly increase due to added liquidity. Long-term effects depend on the company and market conditions.

Which is better, the right shares or bonus shares?

Is bonus share good or bad?

Bonus shares can be beneficial as they increase shareholder ownership without requiring additional investment and can signal confidence in the company's performance. However, they can also dilute existing shareholders' ownership and may indicate a lack of cash reserves for dividends. Ultimately, the perception of bonus shares depends on individual investor preferences and the company's specific circumstances.


Making wise investment decisions requires an understanding of the right shares and bonus shares in the context of the Nepalese market. Both approaches entail the issuing of additional shares, but they must be carefully considered due to their differing goals, effects, and legal requirements. 

Investors can strategically manage the Nepalese stock market by understanding the key distinctions and potential repercussions and making decisions that align with their investing objectives. A company’s financial structure is greatly influenced by both right shares and bonus shares, therefore investors should consider these factors while constructing a diversified portfolio.

News Finance

What is Right Share and how to apply for right share in Nepal?

Right shares are issued by any company to raise capital and right share can only be issued after the company has issued an IPO of the company previously. To apply for the right share of any company you already need to have a share of that specific company. You will learn in detail how to apply the right shares in this blog.


What are the right shares?

Right shares are newly issued stock sold to current stockholders at a price lower than the going rate. Based on their current holdings, each shareholder has the “right” to buy a certain number of additional shares.

The Securities Act of 2006 and guidelines established by the Securities Board of Nepal (SEBON) control the issue of right shares in Nepal. The issuance procedure, eligibility requirements, and shareholder rights are all outlined in these regulations.

In Nepal, businesses usually offer the right shares to raise money for investments, debt repayment, or business expansion. For such issuances, SEBON clearance is required, guaranteeing regulatory control.

What should you look for while applying for the right share?

  • Issue price
  • The ratio of new shares to existing shares
  • Subscription dates
  • Payment methods
  • Required documents (e.g., Demat account details, existing shares of a company)

Select your application method 

You can apply for the right shares using the given methods:

  • Through the broker: Usually, your registered broker is the one you apply to.
  • Issuer’s office: It may be possible to apply directly in some situations.
  • Online method: Login into your Meroshare account.

How do you apply for the right share through Meroshare Asba?

Step 1: Visit the Mero Share website. Enter your “Depository Participant”,  “Username” and “Password” to log in to your account.

mero share login

Step 2: After login, you will see the dashboard as below. Click on “My ASBA“. Click on “Apply for Issue”, there, you will find your current shares that are available for Right shares. Click on “Apply“.

Step 3: Click on ‘Download Prospectus’ to get more information on the share.


Step 4: Check the number of “Right Kitta Eligibility“. you wish to apply for.

Step 5: Enter your “BOID” no. Then select your “Bank“, branch name, and “Account number”.

Step 6: Select the number of right shares you want to purchase on the ‘Applied Kitta’ selection. 

Step 7: Write your CRN number in the ‘CRN’ section.

Step 8: Click on the check box below and click on ‘Proceed’.

Step 9: Then you’ll receive the OTP or confirmation code.

Step 10: Enter your OTP code on the page where they ask you for your OTP code and click on ‘Apply’. You’ll receive a ‘Your share has been applied.’ notification.  Now your right share buying process is completed.

How Many Right Shares Can I Apply For?

When a company offers rights shares, it specifies a ratio that determines how these shares can be obtained. For instance, Gurans Life Insurance released rights shares with a ratio of 15:5. This indicates that for every 5 shares owned, you can request 15 more shares. Thus, if you presently hold 100 shares of Gurans Life Insurance, you have the opportunity to buy 300 additional shares at the designated price.

let’s break down the calculation:


  • Ratio of rights shares: 15:5
  • Number of shares owned initially: 100

To calculate the number of additional shares eligible to purchase:

1. Determine how many groups of 5 shares are contained within the initial holding of 100 shares:

Number of groups = 100/ 5


2. Multiply the number of groups by the corresponding number of rights shares in the ratio (15):

Additional shares eligible =20×15


So, if you have 100 shares of Gurans Life Insurance, you are eligible to purchase an additional 300 shares through the rights offering.

What is the impact of the right share? 

Dilution: When new shares are introduced at a discounted price, right shares may cause dilution of ownership of current shareholders.

Market Price: Because of the additional supply, the market price of existing shares may initially decline. Long-term consequences, however, are contingent upon the performance of the company and the efficient use of resources.

Subscription: Shareholders may choose to subscribe for the shares that correspond to their allotted rights, sell those rights on the open market, or allow their rights to expire.

Assume a Nepalese firm has 300 shares owned by a shareholder. The business announces offering the right shares at a 20% discount. The shareholder is faced with an option: they can sell their market rights, let them expire, or buy 60 additional shares at a discounted price. The shareholder can purchase more shares at a lower cost than the going rate when the 20% discount is applied.

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What are the right shares, and how do they work?

Right shares are new shares offered to existing shareholders at a discount, allowing them to buy more shares proportionally to their current holdings. This helps companies raise capital without diluting ownership as much as issuing new shares at the market price.

How do I apply for the right shares?

To apply, check if you're eligible (registered shareholder on the record date) and gather details like issue price, subscription dates, and payment methods. Apply through your broker or issuer (if allowed). Submit the form, payment, and required documents (e.g., Demat details) before the deadline.

What are the potential impacts of right shares?

They can dilute ownership slightly. The market price might initially dip due to increased supply, but long-term effects depend on capital usage and company performance. You can choose to subscribe, sell your rights, or let them expire.


In short, right shares are a way for companies to raise capital by offering existing shareholders the chance to buy more shares at a discount. When applying, investors need to consider factors like price, subscription dates, and payment methods. Right shares can impact ownership, and market price, and provide options for shareholders. For example, if a Nepalese firm offers a 20% discount, shareholders could buy additional shares at a lower cost or explore other options with their rights.

News Finance

Navigating the Economic Landscape: Understanding the Inflation in Nepal

What Is Inflation?

Inflation is like that cunning little price increase that happens all around us. Simply put, it’s when the prices of goods and services go up over time. So, the dollar you have today won’t buy you as much as it used to. Think of it as a shopping cart that gets more expensive each time you visit the store.


What is inflation in  layman’s terms:

Inflation is when the prices of everyday things, like food, clothes, and toys, go up, and your money doesn’t buy as much as it used to. So, you might need more money to buy the same stuff. It’s like a sneaky increase in the cost of living.

Why Does Inflation Happen?

Several things can cause inflation. One major factor is when there’s too much money floating around in the economy. When people have more money to spend, demand for goods and services goes up, and businesses often respond by raising prices. Another reason is when the cost of making stuff (like raw materials and labor) goes up, which gets passed on to consumers in the form of higher prices. It may also happen due to the recent ongoing war between Russia and Ukraine.

The Significance in Economic Terms:

  • Purchasing Power: Inflation erodes your purchasing power. That means your money buys you less than it used to. So, if you’ve got a stash of cash under the mattress, its real value is shrinking over time.
  • Interest Rates: Inflation plays a role in setting interest rates. When inflation is high, central banks might raise interest rates to slow down spending. When inflation is low, they might lower interest rates to encourage spending.
  • Savings and Investments: If the rate of return on your savings or investments is lower than the inflation rate, you’re essentially losing money. For example, if your savings account gives you a 2% return, but inflation is 3%, you’re losing 1% in real terms.
  • Business Decisions: Businesses need to factor in inflation when setting prices, making investments, and planning for the future. High and unpredictable inflation can make it hard for companies to make wise decisions.
  • Wage Negotiations: Workers often negotiate for higher wages to keep up with rising prices. This can lead to a cycle where higher wages drive up production costs, and businesses respond with even higher prices.

Why the inflation rate of a country, especially Nepal, is a crucial indicator?

The inflation rate of a country, including Nepal, is a crucial economic indicator for several reasons:

  • Purchasing Power: Inflation directly affects the purchasing power of a country’s currency. When the inflation rate is high, the value of the currency decreases over time. This means that the same amount of money will buy fewer goods and services, and people’s standard of living can be weakened.
  • Economic Stability: High or unpredictable inflation can lead to economic instability. It can make it difficult for businesses and individuals to plan for the future, as they are uncertain about the value of their money. This can lead to lower investments and slower economic growth.
  • Interest Rates: Central banks use inflation as a key factor in determining interest rates. High inflation can lead to higher interest rates to control spending and control inflation. Conversely, low inflation can lead to lower interest rates to encourage borrowing and spending.
  • Savings and Investments: Inflation impacts the real return on savings and investments. If the rate of inflation is higher than the return on investments, the real value of savings and investments decreases.
  • Cost of Living: Inflation affects the cost of living. When prices rise, consumers may need to spend more money on basic goods and services, such as food, housing, and healthcare. This can particularly impact low-income individuals and families.
  • Business Decisions: Businesses must account for inflation when setting prices and making investment decisions. High and volatile inflation can lead to uncertainty, making it challenging for businesses to plan and make wise financial decisions.
  • Wage Negotiations: Inflation often leads to wage negotiations. Workers may demand higher wages to keep up with rising prices. When wages rise, businesses may raise prices, contributing to the inflation cycle.
  • Government and Monetary Policy: Governments and central banks use inflation targets as a key part of their monetary policy. They aim to achieve price stability and control inflation within a certain range to promote economic growth and stability.
  • International Trade: High inflation in one country can affect its competitiveness in international markets. A rapidly depreciating currency due to high inflation can make exports more attractive but imports more expensive, potentially affecting the trade balance.
  • Investor Confidence: High and unpredictable inflation can erode investor confidence, as they are uncertain about the future value of their investments. This can affect foreign direct investment and capital flows.

What Causes Inflation in Nepal?

Inflation in Nepal happens when the prices of things go up. It’s like when the cost of candy or toys at the store gets higher. This can be because of a few important reasons:

  • More People Buying Things: When many people want to buy the same things, like clothes or phones, the demand increases. When the demand is high, the prices can go up too.
  • Things Cost More to Make: Sometimes, it costs more to make things like food or clothes. For example, if the cost of making cotton shirts goes up, the price of shirts in the store may also go up.
  • Government and Money: The government and the central bank (Nepal Rastra Bank) can also affect inflation. If they make a lot of money available in the country, it can lead to inflation. If they reduce the amount of money available, it can help control inflation.
  • Taxes and Spending: When the government spends a lot of money and doesn’t collect enough in taxes, it can lead to inflation. More money going around can make prices go up.
  • Imported Things: Nepal gets many things from other countries. If the value of the Nepali currency (Nepali rupee) goes down, it can make these imported things more expensive, leading to higher prices.
  • Natural Disasters and Disruptions: Sometimes, natural disasters or problems with transportation can make it hard to get things to the stores. When there’s not enough stuff in the stores, it can lead to inflation.

So, inflation happens when many people want the same things, when it costs more to make things, when the government and the money supply change, when there are problems with imported goods, and when there are disruptions in getting things to the stores. The government and the central bank need to keep an eye on all these things to make sure prices don’t go up too quickly.

What are the effects of inflation?

Some effects of inflation are given below:

Reduced Purchasing Power: Inflation makes your money worth less. So, if you had Rs 10 before, you might only buy Rs 8 worth of stuff now.

Increased Cost of Living: Things like food, clothes, and housing get more expensive, which means you have to spend more money to maintain your lifestyle.

Impact on Savings: If your savings don’t grow as fast as prices go up, the real value of your savings can shrink over time.

Uncertainty: When prices are always changing, it’s hard to plan for the future. You might not be sure if your money will be enough for what you need.

Interest Rate Changes: Sometimes, banks raise the cost of borrowing money when inflation is high. This can make loans and mortgages more expensive.

Wage Pressures: When things cost more, people often ask for higher wages to keep up. This can lead to a cycle of rising wages and prices.

What is the current economic scenario in Nepal?

Economic Scenario in Nepal

Nepal’s economy is characterized by a mix of agriculture, remittances, and some manufacturing and services. Nepal has been experiencing steady economic growth over the past few years, and efforts have been made to improve infrastructure and attract foreign investment. However, the economy has faced challenges, including political instability and natural disasters.

Key Factors Influencing the Inflation Rate in Nepal:

  • Remittances: Nepal receives a significant amount of remittances from Nepalese workers abroad. This influx of money can lead to increased consumer spending, driving up demand for goods and services.
  • Agricultural Production: Nepal’s economy heavily relies on agriculture. Factors like weather conditions and crop yields can influence food prices, which have a substantial impact on inflation.
  • Exchange Rates: Nepal’s currency, the Nepali Rupee, can be vulnerable to fluctuations in exchange rates. A depreciating rupee can make imported goods more expensive, contributing to inflation.
  • Government Policies: Government policies related to subsidies, taxes, and public spending can impact inflation. For instance, reducing subsidies on essential goods can lead to price increases.
  • Global Commodity Prices: Prices of commodities like oil, which Nepal imports, can affect inflation. Rising global commodity prices can lead to higher costs for businesses and consumers.

Comparison with Global Inflation Trends:

Global inflation trends can vary widely depending on regional and international economic conditions. Many countries aim to maintain inflation rates within a specific target range. In some regions, inflation may be low and stable, while in others, it can be higher due to various economic factors.

It’s essential to note that inflation trends in Nepal may differ from global trends due to the country’s unique economic conditions and its dependence on factors like remittances and agriculture. For the most current and detailed information on Nepal’s economic scenario, inflation, and comparisons with global trends, this article recommends consulting the official sites of Nepal Rastra Bank and the International Monetary Fund(IMF).

Nepal vs. Global Inflation Trends:

Nepal’s Inflation Trend:

  • Nepal has experienced relatively moderate inflation in the past few years, with consumer price inflation averaging around 6-7%.
  • The inflation rate for consumer prices in Nepal moved over the past 57 years between -3.1% and 19.8%.
  • One key driver of inflation in Nepal has been the impact of remittances from Nepalese workers abroad. These remittances can boost consumer spending and drive up demand for goods and services, contributing to inflation.

Global Inflation Trend:

  • In the years leading up to 2023,  many developed countries experienced low and stable inflation rates, often targeting inflation rates of around 2%. For example, the United States, the European Union, and Japan had relatively low inflation rates.
  • Developed countries with well-established monetary policies have been able to keep inflation in check. Central banks in these countries typically target a specific inflation rate and use various tools to maintain it.

How is inflation calculated?

Inflation is typically calculated using a widely used and straightforward formula known as the Consumer Price Index (CPI). The CPI measures changes in the cost of a basket of goods and services over time, representing the average inflation experienced by a typical household. Here’s how inflation is calculated:

  • Select a Base Year: The calculation starts by designating a “base year” against which all other years will be compared. This base year is a reference point with a CPI value of 100.
  • Determine the Basket of Goods and Services: A “basket” of goods and services is chosen to represent what an average consumer typically buys. This basket includes items like food, housing, clothing, transportation, and more.
  • Price Data Collection: The prices of the items in the basket are regularly collected in the current year and compared to their prices in the base year.
  • Calculate the Cost of the Basket in Each Year: The total cost of the basket of goods and services in both the base year and the current year is calculated by multiplying the quantity of each item by its price.
  • Calculate the CPI for the Current Year: The CPI for the current year is calculated by dividing the cost of the basket of goods and services in the current year by the cost of the same basket in the base year, and then multiplying by 100:
  • CPI (Current Year) = (Cost of Basket in Current Year / Cost of Basket in Base Year) x 100
  • Inflation Calculation: The inflation rate is determined by measuring the percentage change in the CPI between the current year and the previous year. The formula for calculating inflation is:
  • Inflation Rate = ((CPI in Current Year – CPI in Previous Year) / CPI in Previous Year) x 100

This percentage represents the rate at which prices for the selected basket of goods and services have increased or decreased over the specified period.

For example, if the CPI in the current year is 110 and the CPI in the previous year was 105, the inflation rate would be calculated as:

((110 – 105) / 105) x 100 = 4.76%

This means that, on average, prices for the selected basket of goods and services increased by 4.76% over the specified period. Inflation can be calculated on a monthly, quarterly, or annual basis, depending on the reporting frequency of the data.

Role of the Central Bank and Government Policies in Controlling Inflation:

Central Bank’s Role:

The central bank, in Nepal’s case, the Nepal Rastra Bank (NRB), plays a pivotal role in controlling inflation. Its primary tool is monetary policy. The key mechanisms include:

  • Interest Rates: The central bank can adjust interest rates, such as the policy rate (the NRB Rate), to influence borrowing and spending. Raising interest rates can discourage borrowing and spending, helping to curb inflation.
  • Open Market Operations: NRB can buy or sell government securities in the open market to manage the money supply. Reducing the money supply can help control inflation.

Government Policies

Government policies also impact inflation which include:

  • Fiscal Policy: Government spending and taxation policies influence inflation. An increase in government spending without sufficient revenue can lead to inflation.
  • Subsidies: Government subsidies on essential goods can help control price increases.
  • Regulation: Ensuring fair competition and preventing monopolies can impact prices.
  • Trade Policy: Policies related to imports and exports can affect the cost of goods.

Overview of the Role of Nepal Rastra Bank (NRB) in Controlling Inflation:

Nepal Rastra Bank plays a crucial role in formulating and implementing monetary policy. Its primary objective is to maintain price stability, which includes controlling inflation. NRB regularly reviews the monetary policy and uses various instruments like interest rates, reserve requirements, and open market operations to influence the money supply and manage inflation.

Effectiveness of Government Policies in Managing Inflation:

The effectiveness of government policies in managing inflation can vary. Proper fiscal and subsidy policies, along with effective regulation, can help control inflation. However, their success depends on implementation, coordination, and responsiveness to changing economic conditions.

Future Outlook and Potential Policy Changes:

The future outlook for inflation control in Nepal will depend on the country’s economic and political developments. NRB and the government will likely continue to monitor economic conditions and adjust policies as needed to maintain price stability. Any potential policy changes will be influenced by economic indicators and objectives set by NRB and the government.

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What is the inflation rate of Nepal now?

The inflation rate of Nepal is 7.87 percent.

What is the present CPI of Nepal?

The present CPI of Nepal is 167.41

What is the inflation rate in NRB?

The y-o-y consumer price inflation remained at 7.44 percent in mid-March 2023 compared to 7.14 percent a year ago.

What is the GDP of Nepal?

The GDP of Nepal is around 36.29 billion USD (2021).

What is the role of Nepal Rastra Bank in controlling inflation?

Nepal Rastra Bank, as the central bank of Nepal, plays a significant role in controlling inflation. It uses monetary policy tools like interest rates and liquidity management to influence the money supply in the economy and manage inflation.


In conclusion, managing inflation in Nepal demands a coordinated effort from the Nepal Rastra Bank and the government. With the current rate at 7.87 percent, the impact on consumers, businesses, and the overall economy underscores the importance of effective policies. Moving forward, adaptive strategies will be key to fostering economic stability and growth in Nepal.


Top 10 tech news websites in Asian countries

Asia is a technological innovation powerhouse, with several venues devoted to disseminating the most recent developments and perspectives. Here, we examine the top 10 tech news websites from around Asia, each of which has significantly influenced the story of the region’s thriving tech industry. 

These platforms are an invaluable resource for tech lovers, industry professionals, and curious minds who want to remain up to date on the newest technical breakthroughs. They offer everything from in-depth studies to real-time updates.


Tech in Asia (Singapore)

Leading platform Tech in Asia focuses on innovation, entrepreneurship, and technology news while covering a wide range of issues related to the technology industry. The site receives a lot of attention because of its thorough coverage of Asian tech-related topics. As a result of its intelligent viewpoints and high-quality information, it has become a highly respected source in the tech community.

Bangkok Post Tech (Thailand)

Bangkok Post Tech, which focuses on technological news and advancements in Thailand, is a respected information source. Although precise traffic statistics are not easily accessible, the Bangkok Post as a whole is regarded as a respectable publication, indicating that its technology section probably has a sizable readership. The site is well-known for its thorough reporting on regional tech news.

Gadgetguff (Nepal)

Gadgetguff is a Nepali-focused website that offers gadget reviews, lessons, and tech-related information tailored to the local audience. It may not have a lot of traffic, but Nepali IT aficionados can benefit much from it as a resource. The portal is a go-to resource for people in Nepal who are interested in gadgets and technology because of its specialized content.

VietnamNet Technology (Vietnam)

VietnamNet Technology is a well-known online newspaper that has a specific section for Vietnamese technology news and updates. The site receives a lot of traffic and is respected for covering a wide range of subjects, including technology. It is essential for informing the Vietnamese audience about the most recent advancements in the technology sector.

The Ken (India)

Offering top-notch business insights, startup stories, and technology news in India sets The Ken apart. Although its readership is smaller due to its membership model, the platform manages to keep readers highly interested. For Indian IT and business fans, The Ken is a reliable source due to its extensive research and in-depth analysis.

TechNode (China)

TechNode delves deeply into innovation, market trends, and the Chinese tech ecosystem. It has a sizable following both domestically and abroad and is now considered a reliable source of information about China’s IT scene. The site is well-known for its thorough reporting, which offers an insightful look at the vibrant digital landscape in the nation.

ZDNet Korea (South Korea)

In South Korea, ZDNet Korea is well-known for being a trustworthy source of business insights, industry advancements, and IT trends. ZDNet Korea has a solid reputation in the South Korean tech sector and probably draws a sizable readership interested in learning about the most recent developments in the industry.

Nikkei Asian Review (Japan)

The Nikkei Asian Review is notable for its coverage of Asian and Japanese business and financial news, including technology news. It has a sizable readership worldwide and is well-regarded for its thorough coverage. In the larger Asian context, the site is essential in offering insights into Japan’s tech sector.

Digital Inspiration(India)

In India, Digital Inspiration, a website that offers how-to manuals for mobile apps and consumer software, has become quite popular. India has 600 million smartphone users as per the most recent data, and this figure is increasing by 25 million every quarter1. Platforms like Digital Inspiration provide consumers looking for lessons, tips, and tricks because of the growing use of digital devices and the increasing demand for information. 

KrASIA(Southeast Asia)

KrASIA is a well-known source for business, technology, and startup news in Southeast Asia. KrASIA, which targets a tech-savvy readership interested in the ecosystem of the region, is renowned for its feature pieces and analysis and has made a substantial contribution to the conversation about Southeast Asia’s changing tech scene.

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What are some of the other sites for tech?

Sure, Nikkie Tech Asia and South China Morning Post Tech also provide news on the latest techs and updates.

What language options do these sites have?

Most of the sites are in English, while some of the sites like KrASIA offer additional Asian languages.

Are they country-specific?

They provide news universally on the latest techs and gadgets, however, you can choose the site from your country for more refined news like Gadgetguff for Nepal or VietnamNet Technology for Vietnam.

Are these sites free or have paid access?

Most of these sites are free with ads, and some like The Ken have paid options.

Are these websites mobile-friendly?

Yes, most of them are optimized for mobile devices.

Do any offer accessibility features for visually impaired users?

Some websites, like Tech in Asia, have text-to-speech and other accessibility features.

Which platforms have translated content or multilingual options?

Some websites like VietnamNet Technology offer Vietnamese language options, while others may have translated articles or summaries.


To sum up, the top ten tech news websites in Asian nations provide access to the cutting edge of technological advancement. These platforms are essential for spreading knowledge and encouraging greater awareness of regional tech trends, from the rapidly developing tech centers of Nepal and Vietnam to the busy tech hubs of China and Singapore. 

These websites continue to be essential for informing and inspiring audiences about the ever-expanding possibilities in the world of technology, especially as Asia continues to lead the way in technical breakthroughs.

insurance News

Learn all about pet insurance

Our pets are our family so it’s natural we want them to have a long and healthy life. Well, vet bills are no joke, and sometimes people do have to choose between their tiny best friend or a dent in the bank account. Insurance for your pet is here to ensure you don’t have to make a choice. In this article, you will understand the basics of insurance for your pet, what it is, how it works, what ailments it covers, how much you can save, and where you can get your insurance for your pet.


What is pet insurance?

If you are a human with health insurance, then insurance for your pet shouldn’t be too complicated for you. If not, well it’s a simple concept; insurance for your pet is insurance for pets.  The reason for this is to lower the veterinary bills and the cost of medication for your pets.

How does pet insurance work?

Pet insurance covers dog insurance, cat insurance, and other animal insurance, providing financial protection for unexpected veterinary expenses. It includes coverage for accidents, illnesses, and routine care. Plans vary, offering different levels of coverage such as surgeries, medications, and preventive care. Pet owners can choose a policy that suits their budget and specific needs. It’s important to review and compare policies to make informed decisions about coverage.

While planning for pet insurance, be prepared with:

  • Keep your vet bill: After you pay for the treatment, keep the bill to present to your insurance company.
  • Present it to your insurance: After you present it to your insurance company, they will reimburse you after reducing the deductible amount.
  • Claim: You receive your claim.

What does pet insurance cover?

  • Accidents: Your insurance can help cover your canine friend’s medical bills in case of an accident. 
  • Illnesses: If your pet falls ill, your insurance can cover the bills after subtracting the deductibles.
  • Hereditary and congenial conditions: Some of the insurance companies also cover the bills for a hereditary condition. But check in with your insurance company if they provide just benefits.
  • Behavioral Issues: Your pet’s behavioral modification can also be covered by the insurance policy.
  • Therapies: If your pet suffers from certain difficulties requiring therapy, you will be reimbursed for the payment too.
  • Microchip implantation: Microchipping your pet is one of the safest ways to ensure your pet’s safety. This procedure is also sometimes covered by some of the insurance companies.

How much do you save from pet insurance?

Insurance for your pet will save you quite some cash if your pets fall ill. Your insurance will ensure that you won’t ever have to choose between choosing your pet’s life or causing some serious damage to your bank account. Well, that is the financial aspect of it. It will also save you a lot of emotional trauma.

But if you see it from your point of view as a loving pet owner, you probably won’t want to be in a position to ever use your pet’s life insurance. It is a paradox. You do not want to ‘waste’ money but, you also don’t want to take your chances if you’re ever put in a position where your fur baby requires intensive treatment.

Here is a real-life example of how these insurance work:

image of how pet insurance work

image of how pet insurance work

Where can I get pet insurance?

Some insurance companies provide insurance for pets. Some of the trusted pet insurance as of 2024 are:


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Is pet insurance worth it or not?

As a pet owner, avoiding the use of insurance would be the biggest ‘win’. However, if you’re questioning it from the viewpoint of ‘getting the financial investment’, then it may vary according to the situation and your pet’s ailment.

Do senior dogs get pet insurance?

Usually, it is difficult for senior dogs to get insurance, but you should enquire with your insurance company about their policies.

Will it cover all the costs of pet injuries and treatments?

Yes, it will cover the cost of treatment as stated in their policy. You should however ask them if they cover the treatment of the already pre-existing illness your pet has. Some may not agree to cover the cost of the pre-existing illness but may also not state that in the first place when signing up.

What insurance company for pets is the best for me?

The best insurance for your pet would be lifetime coverage. It provides the highest coverage for your pet.

Is there an age limit for insurance for pets?

Normally insurance companies have an age limit set at 10 years old. Enquire what the policies of your insurance company are and if they have a 10-year age limit policy, you should look for companies with higher age limits or no limit.


Today, our pets have become our family members and we try to do everything in our power to ensure they live long and healthy lives. But it comes at a costly price. A visit to a vet may cost you comparatively more than your check-up. This is when insurance for pets comes into play. It will care for the expensive surgeries and treatment your furry friend needs to lead a healthier life. 

There are some things in life we cannot compare finances to, and one such example is the time spent with our loving pets. It will help take a large chunk of the financial burden off your shoulders.