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Postal Code of Nepal – Districts and Cities | Complete List

Postal Code of Nepal : In Nepal, the postal code system was established to enhance the accuracy and speed of mail delivery, making it easier for postal workers and courier services to identify the precise location of the intended recipient. Each postal code represents a unique area and enables efficient sorting, routing, and distribution of letters, parcels, and other postal items.

The postal code system in Nepal has significantly improved the efficiency and reliability of mail delivery services, contributing to enhanced communication, commerce, and connectivity within the country.

Here we have listed the postal codes of all the 77 districts of Nepal.

Achham District

S.NPost officePostal code
1Achham10700
2Chaurpati10701
3Srikot10702
4Thanti10703
5Mellekh10704
6Bayalpata10705
7Bhatakatiya10706
8Jayagadh10707
9Kalagaun10709
10Kuchikot10710
11Kamal bazar10711
12Dhakari10712
13Turmakhad10713

 

Arghakhanchi District

S.NPost officePostal code
1Arghakhanchi32700
2Balkot32701
3Arghatosh32702
4Khana32703
5Wangla32704
6Hamshapur32705
7Thada32706
8Khilji32708
9Khidim32709
10Pali32710
11Dhikura32711
12Argha32712
13Subarnakhal32713

 

Baglung District

S.NPost officePostal code
1Baglung33300
2Pala33302
3Bihukot33303
4Harichaur33304
5Balewa Payupata33305
6Jaidi Belbagar33306
7Bereng33307
8Galkot33308
9Pandavkhani33309
10Arnakot33310
11Khrwang33311
12Bongadovan33312
13Jhimpa33313
 14Kusmi Shera33314

 

Baitadi District

S.NPost officePostal code
1Baitadi10200
2Kesharpur10201
3Patan10202
4Khodpe10203
5Mulkhatali10204
6Gajari Changgad10205
7Dehimandau10207
8Sharmali10209
9Srikot10210
10Dilasaini10211
11Swopana Taladehi10212
12Purchaudihat10213
13Sitad10214
 14Dhungad10215

 

Bajhang District

S.NPost officePostal code
1Bajhang10500
 2Talkot10501
 3Jamatola10502
 4Jaya Prithivi Nagar10505
 5Chhanna10506
 6Chaudhari10507
 7Rayal10508
 8Thalara10509
 9Bungal10510
 10Shayadi10511

Bajura District

S.NPost officePostal code
1Bajura10600
 2Dandakot10602
 3Jukot10603
 4Faiti10604
 5Kolti10605
 6Manakot10606
 7Dogadi10607
 8Tate10608
 9Chhatara10609

Banke District

S.NPost officePostal code
1Banke21900
 2Suiya21901
 3Bhojbhagawanpur21902
 4Khaskusma21903
 5Kohalapur21904
 6Ramjha21905
 7Udayapur21907
 8Chisapani21910
 9Godahana21911
 10Jayaspur21912
 11Khajura21913
 12Chandranagar21914

 

Bara District

S.NPost officePostal code
1Bara44400
 2Nijgadh44401
 3Mahendra Adarsha44402
 4Simraungadh44403
 5Umjan44404
 6Bariyarpur44405
 7Kabahigoth44406
 8Dumarwana44408
 9Pipradhigoth44410
 10Basantapur44411
 11Simara44412
 12Parsoni44413
 13Amalekhgunj44416
 14Jeetpur (Bhavanipur)44417

Bardiya District

S.NPost officePostal code
1Bardiya21800
 2Jamuni21801
 3Mainapokhar21802
 4Motipur21803
 5Magaragadi21804
 6Baganaha21808
 7Bhurigaun21809
 8Rajapur21811
 9Pashupatinagar21813
 10Sanoshri21814

 

Bhaktapur District

S.NPost officePostal code
1Bhaktapur44800
 2Dubakot44802
 3Kharipati44804
 4Tathali44805
 5Jorpati44806
 6Gamcha44809
 7Dibyashwori44810
 8Thimi44811
 9Nagarkot44812

 

Bhojpur District

S.NPost officePostal code
1Bhojpur57000
 2Kulung Agrakhe57001
 3Dingla57002
 4Deurali57003
 5Pyauli57004
 6Yaku57005
 7Bastim57006
 8Timma57008
 9Dilpa Annapurna57009
 10Bhulke57010
 11Baikunthe57011
 12Ranibas57012
 13Walangkha57013
 14Tiwari Bhanjyang57014
 15Dobhane57015

 

Chitwan District

S.NPost officePostal code
1Chitwan44200
 2Ratnanagar44204
 3Mugling44206
 4Narayangadh44207
 5Rampur44209
 6Soshi Bazar44212
 7Harinagar44213
 8Madi44214
 9Bhandara44202
 10Khairahani44203
 11Jutpani44205
 12Phulbari44208
 13Meghauli44210
 14Patihani44211

 

Dadeldhura District

S.NPost officePostal code
1Dadeldhura10300
 2Ugratara10302
 3Dandaban10303
 4Ganeshpur10304
 5Gaira Ganesh10305
 6Jogbudha10306
 7Lamikande10307
 8Chipur10308
 9Ajayameru10309

 

Dailekh Dailekh

S.NPost officePostal code
1Dailekh21600
 2Gaidabaj21602
 3Naumule21603
 4Byastada21604
 5Dhungeshwor21605
 6Malika21607
 7Dullu21608
 8Jambu Kandha21609
 9Rakam Karnali21610

 

Dang District

S.NPost officePostal code
1Dang22400
 2Hapur22402
 3Jumlepani22403
 4Bhaluwang22404
 5Koilabas22405
 6Jangrahawa22406
 7Rampur22407
 8Urahari22408
 9Hekuli22409
 10Panchakule22410
 11Shantinagar22411
 11Tulsipur22412
 12Manpur22413
 13Lamahi22414
 14Ghoraha22415

 

Darchula District

S.NPost officePostal code
1Darchula10100
 2Rapla10101
 3Duhuti10102
 4Malikarjun10104
 5Joljibi10105
 6Dandakot10106
 7Ritha Chaupata10107
 8Gokule10108
 9Sitola10109
 10Marmalatinath10110
 11Sipti10111

 

Dhading District

S.NPost officePostal code
1Dhading45100
 2Lapa45101
 3Sertung45102
 4Phulkharka45103
 5Tripureshwor45104
 6Katunje45105
 7Sunkhani45106
 8Sunaulabazar45108
 9Maidi45109
 10Khanikhola45110
 11Bhumisthan45111
 12Gajuri45112
 13Malekhu45113

 

Dhankuta District

S.NPost officePostal code
1Dhankuta56800
 2Mudhebash56801
 3Rajarani56802
 4Dandabazar56803
 5Bhedetar56804
 6Ankhisalla56805
 7Hile56806
 8Muga56807
 9Teliya56808
 10Pakhribash56809
 11Leguwa56810
 12Mare Katahare56811
 13Arknaule56812
 14Chungmang56813

 

Dhanusha District

S.NPost officePostal code
1Dhanusha45600
 2Khajuri45601
 3Tinkoriya45602
 4Yadukuha45603
 5Duhabi45604
 6Chakkar45605
 7Raghunathpur45606
 8Godar Chisapani45607
 9Dhanushadham45608
 10Bagachauda45610
 11Jatahi45611
 12Phulgama45612
 13Sankhuwa Mahendranagar45616
 14Dhalkebar45617

 

Dolakha District

S.NPost officePostal code
1Dolakha45500
 2Khahare45501
 3Namdu45502
 4Jiri45503
 5Japhekalapani45505
 6Melung45506
 7Bhusapheda45507
 8Sunkhani45509
 9Khopachangu45510
 10Lamabagar45511
 11Chitre45512

 

Dolpa District

S.NPost officePostal code
1Dolpa21400
 2Juphal21401
 3Tripurakot21402
 4Liku21403
 5Sarmi21404
 6Kaigaun21405
 7Foksundo21406
 8Namdo21407

 

Doti District

S.NPost officePostal code
1Doti10800
 2Silgadhi10801
 3Sanagaun10802
 4Daund10803
 5Mauwa Nagardaha10804
 6Banedungrasen10805
 7Jorayal10806
 8Gadhshera10807
 9Lanakedareswor10808
 10Boktan10809
 11Byal10810
 12Mudbhara10811

 

Gorkha District

S.NPost officePostal code
1Gorkha34000
 2Bungkot34002
 3Manakamana34003
 4Batase34004
 5Luintel34005
 6Anapipal34006
 7Jaubari34007
 8Bhachchek34008
 9Saurpani34009
 10Ghyampesal34010
 11Aarughat34011
 12Gumda34012
 13Sirdibash34013

 

Gulmi District

S.NPost officePostal code
1Gulmi32600
 2Purtighat32601
 3Bharse32602
 4Chandrakot32603
 5Majuwa32604
 6Ridi32605
 7Sringa32606
 8Birabas32607
 9Wami32609
 10Ismadohali32610
 11Dhurkot32611
 12Purkotadha32612
 13Arje32613
 14Manabhak32614
 15Pipaldanda32615

 

Humla District

S.NPost officePostal code
1Humla21000
 2Muchu21003
 3Lali21004
 4Sarkegadh21005
 5Darma21007
 6Srinagar21008

 

Ilam District

S.NPost officePostal code
1Ilam57300
 2Nayabazar57302
 3Pashupatinagar57303
 4Aaitabare57304
 5Harkatebazar57305
 6Gajurmukhi57306
 7Mangal Bare57307
 8Nepaltar57308
 9Jamuna57309
 10Gitpur57310
 11Cheesa Pani Panchami57311
 12Phikal57312

 

Jajarkot District

S.NPost officePostal code
1Jajarkot21500
 2Dhime21503
 3Dalli21504
 4Ragda21505
 5Rokaya gaun (Limsa)21506
 6Dashera21508
 7Thalaraikar21509
 8Garkhakot21510
 9Karkigaun21511

 

Jhapa District

S.NPost officePostal code
1Jhapa57200
 2Baniyani57201
 3Goldhap57202
 4Chandragadhi57203
 5Birtamod57204
 6Sanishchare57205
 7Budhabare57206
 8Dhulabari57207
 9Kankarbhitta57208
 10Rajgadh57209
 11Durgapur57210
 12Jhapa57211
 13Dudhe57212
 14Shivagunj57213
 15Topagachhi57214
 16Gaurigunj57215
 17Gauradaha57216
 18Damak57217

 

Jumla District

S.NPost officePostal code
1Jumla21200
 2Dillichaur21202
 3Tatopani21204
 4Malikathata21205
 5Kalikakhetu21206
 6Narakot21207
 7Hatsinja21208
 8Chautha21209

 

Kailali District

S.NPost officePostal code
1Kailali Dhangadhi10900
 2Munuwa10902
 3Tikapur10901
 4Dododhara10903
 5Lamki10904
 6Masuriya10905
 7Pahalmanpur10906
 8Hasuliya10907
 9Bhajani10908
 10Joshipur10909
 11Phulbari10910
 12Atariya10911
 13Chaumala10912
 14Phaltude10914

 

Kalikot District

S.NPost officePostal code
1Kalikot21300
 2Sanniraskot21303
 3Mehalmudi21304
 4Kotbada21305
 5Kalikot21306
 6Padamghat21307
 7Jubitha21308
 8Thirpu21309

Kanchanpur District

S.NPost officePostal code
1Kanchanpur10400
 2Krishnapur10401
 3Kalika10402
 4Punarbas10403
 5Beldadi10404
 6Pipaladi10405
 7Kanchanpur10406
 8Chandani10407
 9Airport10409
 10Suda10410
 11Jhalari10411

 

Kapilbastu District

S.NPost officePostal code
1Kapilbastu32800
 2Pipara32801
 3Patariya32802
 4Pakadi32804
 5Kopawa32805
 6Gotihawa32808
 7Gorusinge32809
 8Pattharkot32810
 9Thuniya32811
 10Maharajgunj32812
 11Ganeshpur32813
 12Chanauta32814
 13Krishnanagar32815
 14Shiva Raj32816

 

Kaski District

S.NPost officePostal code
1Kaski33700
 2Rupakot33701
 3Gagan Gaunda33702
 4Makaikhola33703
 5Majhathana33704
 6Sildujure33705
 7Nirmalpokhari33706
 8Pardibandh33707
 9Bhalam33708
 10Chapakot33709
 11Birethanti33710
 12Naudanda33711
 13Ghachok33712
 14Purunchaur33713

Kathmandu District

S.NPost officePostal code
1Kathmandu44600
 2Sankhu44601
 3Chabahil44602
 4Sundarijal44603
 5Gauchar44604
 6Dillibazar44605
 7Bansbari44606
 8Tokha Saraswati44608
 9Sachibalaya44609
 10Manmaiju44610
 11Balaju44611
 12Tribhuvan University44613
 13Kalimati44614
 14Pharping44615
15Baluwatar44616
 16Sarbochcha Adalat44617
 17Kirtipur44618
 18Thankot44619
 19Swayambhu44620
 20Pashupati44621
 21Budhanilkantha44622

 

Kaverpalanchok District

S.NPost officePostal code
1Pokharinarayanshthan45203
 2Gumati Bhanjyang45204
 3Mahadevasthan45213
 4Khopasi45216
 5Kavrepalanchok45200
 6Ghartichhap45201
 7Mangaltar45202
 8Dapcha45205
 9Panauti45209
 10Banepa45210
 11Panchkhal45212
 12Phalante45214
 13Dolal Ghat45215

 

Khotang District

S.NPost officePostal code
1Khotang56200
 2Wakshila56201
 3Aiselukharka56202
 4Jalpa56204
 5Lamidanda56205
 6Halesi mahadevasthan56206
 7Buipa56208
 8Manebhanjyang56209
 9Sapteshworichhitapokhari56210
 10Khotang56211
 11Chisapani56212
 12Simpani56214

 

Lalitpur District

S.NPost officePostal code
1Lalitpur44700
 2Dhapakhel44703
 3Imadol44705
 4Darabartole44707
 5Lubhu44708
 6Godawari44709
 7Chapagaun44710
 8Gotikhel44711
 9Bhattedanda44712
 10Pyutar44713

 

Lamjung District

S.NPost officePostal code
1Lamjung33600
 2Maling33602
 3Sundar Bazar33603
 4Sotipasal33604
 5Kunchha33605
 6Gilung33606
 7Khudi33607
 8Phaliyasanghu33608
 9Bharate33609
 10Gaunda33610
 11Tarkughat33611

 

Mahottari District

S.NPost officePostal code
1Mahottari45700
 2Bardibash45701
 3Bhangaha45702
 4Loharpatti45703
 5Pipara45704
 6Matihani45705
 7Ramgopalpur45707
 8Balawa45708
 9Laxminiya45710
 10Gaushala45711
 11Shreepur45712
 12Samsi45713
 13Manara45714

 

Makwanpur District

S.NPost officePostal code
1Hatiya44103
 2Aambhanjyang44104
 3Manahari44106
 4Basamadi44108
 5Markhu44113
 6Makawanpur44100
 7Phaparbari44101
 8Ritha Chhatibwn44102
 9Hetauda I.A.44107
 10Palung44110
 11Bhainse44111
 12Bhimphedi44112

 

Manang District

S.NPost officePostal code
1Manang33500
 2Pisang33502
 3Bhakra33503
 4Mathillo Manang33504
 5Nar33507
 6Dharapani33509

 

Morang District

S.NPost officePostal code
1Morang56600
 2Chunimari56601
 3Rangeli56602
 4Sanischare56603
 5Urlabari56604
 6Madhumalla56605
 7Bayarban56606
 8Sorabhag56607
 9Dadarberiya56608
 10Letang56609
 11Kerabari56610
 12Haraincha56611
 13Bhaudaha56612
 14Biratnagar Bazar56613
 15Rani Sikiyahi56614
 16Jhorahat56615
 17Banigama56616
 18Bansbari56617

 

Mugu District

S.NPost officePostal code
1Mugu21100
 2Rowa21102
 3Pulu21103
 4Sorubarma21105
 5Rara21106
 6Sukhadhik21107
 7Gumtha21109
 8Dhainkot21110

 

Mustang District

S.NPost officePostal code
1Mustang33100
 2Marpha33102
 3Kagbeni33103
 4Charang33104
 5Mustang33105
 6Chhoser33106
 7Muktinath33107
 8Lete33108
 9Thak Tukuche33109

 

Myagdi District

S.NPost officePostal code
1Myagdi33200
 2Xyamarukot33202
 3Galeswor33203
 4Rakhu Bhagawati33204
 5Sikha33205
 6Dana33206
 7Babiyachaur33207
 8Darbang33208
 9Pakhapani33209
 10Takam33210
 11Lulang33211

 

Nawalparasi District

S.NPost officePostal code
1Nawalparasi33000
 2Rakuwa33001
 3Bulingtar33002
 4Gaindakot33003
 5Dumkauli33004
 6Shergunj33005
 7Naya Belhani33006
 8Tribeni33007
 9Semari33008
 10Guthi persauni33009
 11Bhujahawa33010
 12Makar33011
 13Tilakpur33012
 14Maheshpur33013
 15Sunawal33015
 16Pithauli33016

 

Nuwakot District

S.NPost officePostal code
1Nuwakot44900
 2Thansingh44902
 3Ranipauwa44903
 4Taruka44905
 5Deurali44906
 6Kahule44907
 7Nuwakot44908
 8Chokade44909
 9Kharanitar44910
 10Bhadratar44911
 11Ramabati44912
 12Rautbesi44913
 13Pokharichapadanda44914
 14Devighat44915

 

Okhaldhunga District

S.NPost officePostal code
1Okhaldhunga56100
 2Khani Bhanjyang56101
 3Rumjatar56102
 4Rampur56104
 5Bigutar56105
 6Khiji Phalate56106
 7Gamanangtar56107
 8Ghorakhori56108
 9Chyanam56109
 10Mane Bhanjyang56110
 11Moli56111
 12Ragani56112

 

Palpa District

S.NPost officePostal code
1Palpa32500
 2Sahalkot32501
 3Rampur32502
 4Hungi32503
 5Jalpa32504
 6Tahu32505
 7Jhadewa32506
 8Aryabhanjyang32507
 9Madanpokhara32508
 10Khasyauli32509
 11Argali32510
 12Chhahara32511
 13Palungmainadi32512
 14Baldengadi32513

 

Panchthar District

S.NPost officePostal code
1Panchthar57400
 2Chyangthapu57401
 3Ambarpur57402
 4Namluwa57403
 5Yangnam57404
 6Nawamidanda57406
 7Mehelbote57407
 8Yasok57408
 9Mauwa57409
 10Rabi57410
 11Limba57411
 12Medibung57412

 

Parbat District

S.NPost officePostal code
1Parbat33400
 2Salija33401
 3Khurkot33402
 4Deurali33403
 5Thulipokhari33405
 6Karkineta33406
 7Devisthan33407
 8Bachchha33408
 9Lankhudeurali33409
 10Hubas33410
 11Khor Pokhara33411
 12Setibeni33412

 

Parsa District

S.NPost officePostal code
1Parsa44300
 2Aadarshanagar44301
 3Parbanipur44303
 4Bindabasini44304
 5Bahuari Pidari44305
 6Shirsiya Khalwatola44306
 7Biruwaguthi44307
 8Pakahamainpur44308
 9Phokhariya44309
 10Ranigunj44310
 11Paterwa Sugauli44311
 12Viswa44312
 13Janakitol44313
 14Jeetpur44314
 15Thori44315

 

Pyuthan District

S.NPost officePostal code
1Pyuthan22300
 2Dakhaquadi22301
 3Bhingri22303
 4Wangesal22304
 5Baraula22305
 6Majuwa22307
 7Machchhi22308
 8Thulabesi22309
 9Lungbahane22310
 10Bijuwar22311
 11Naya Gaun22312

 

Ramechhap District

S.NPost officePostal code
1Ramechhap45400
 2Those45401
 3Duragaun45402
 4Betali45403
 5Khimti45404
 6Saghutar45405
 7Kathjor45406
 8Puranagaun45408
 9Doramba45409
 10Hiledevi45410
 11Bhirpani45411

 

Rasuwa District

S.NPost officePostal code
1Rasuwa45000
 2Dhaibung45003
 3Ramkali45004
 4Rasuwa45007
 5Syaphru Besi45009

 

Rautahat District

S.NPost officePostal code
1Rautahat44500
 2Saruatha44502
 3Pipra bazar44503
 4Madhopur44504
 5Rajpurpharahadawa44506
 6Patharabudhram44508
 7Sitalpur44509
 8Shivanagar44510
 9Laxminiya44511
 10Katahariya44512
 11Samanpur44513
 12Chandra Nigahapur44515

 

Rolpa District

S.NPost officePostal code
1Rolpa22100
 2Khungri22102
 3Sirpa22103
 4Thawang22106
 5Himtakura22107
 6Ghartigaun22108
 7Nerpa22110
 8Dahaban22111
 9Shulichaur22112
 10Jhenam (Holeri)22113

 

Rukum District

S.NPost officePostal code
1Rukum22000
 2Rukumkot22002
 3Riwangchaur22004
 4Kol22005
 5Peugha22007
 6Chaurjahari22008
 7Simli22009
 8Radijyula22010
 9Baphikot22011

 

Rupandehi District

S.NPost officePostal code
1Rupandehi32900
 2Siktahan32901
 3Dhakadhai32902
 4Manigram32903
 5Kotihawa32904
 6Thutipipal32905
 7Butwal32907
 8Parroha32908
 9Sauraha Pharsa32909
 10Amuwa32910
 11Saljhandi32911
 12Suryapura32912
 13Tenuhawa32913
 14Lumbini32914
 15Betkuiya32915
 16Mahadehiya32916

 

Salyan District

S.NPost officePostal code
1Salyan22200
 2Kalimati Kalche22201
 3Luham22202
 4Dhanbang22203
 5Mahaneta22204
 6Malneta22207
 7Maidu22208
 8Ragechour22209
 9Bhalchaur22210
 10Tharmare22211

 

Sankhuwasabha District

S.NPost officePostal code
1Sankhuwasabha56900
 2Hatiya56901
 3Hedangana56902
 4Tamku56903
 5Chandanpur56904
 6Bahrabishe56905
 7Tumlingtar56906
 8Wana56907
 9Shidhakali56908
 10Madi56909
 11Ankhibhui56910
 12Mamling56911
 13Manebhanjyang56912
 14Chainpur56913

 

Saptari District

S.NPost officePostal code
1Saptari56400
 2Hanuman Nagar56401
 3Bairaba56402
 4Phattepur56403
 5Kanchanpur56404
 6Praswani56405
 7Bhagawatpur56406
 8Koiladi56407
 9Chhinnamasta56408
 10Bishnupur56409
 11Rupani56411
 12Pato56412
 13Arnaha56413
 14Kalyanpur56414
 15Bodebarsain56415
 16Sisawa56416
 17Kadarwona56417
 18Bhardaha56418

 

Sarlahi District

S.NPost officePostal code
1Sarlahi45800
 2Lalbandi45801
 3Bayalbas45802
 4Haripurwa45803
 5Hariaun45804
 6Haripur45805
 7Brahmapuri45806
 8Kaudena45809
 9Barahathawa45810
 10Sundarpur45811
 11Dumariya45813
 12Karmaiya45814
 13Harkathawa45815
 14Ramnagar(Bahuarwa)45816
 15Chhatauna45817

 

Sindhuli District

S.NPost officePostal code
1Sindhuli45900
 2Solpa45901
 3Bahun Tilpung45902
 4Dudhauli45903
 5Dakaha45904
 6Gwaltar45905
 7Khurkot45906
 8Belghari45907
 9Bhiman45909
 10Jhanga Jholi45910
 11Netrakali45911
 12Kapilakot45912
 13Pipalmadhiratanpur45913

 

Sindhupalchok  District

S.NPost officePostal code
1Sindhupalchok45300
 2Kodari45301
 3Barabise45302
 4Atarpur45304
 5Lamosanghu45305
 6Nawalpur45306
 7Pangtang45307
 8Jalbire45308
 9Bhotsipa45309
 10Melamchi Bahunepati45310
 11Gyalthum45311
 12Thangapaldhap45312
 13Dubachaur45313
 14Balephi45314

 

Siraha District

S.NPost officePostal code
1Siraha56500
 2Bastipur56501
 3Lahan56502
 4Bhagawanpur56503
 5Dhanagadhi56504
 6Maheshpur patari56505
 7Bariyarpatti56506
 8Golbazar (Asanpur)56508
 9Sukhipur56509
 10Bishnupur56511
 11Belha56512
 12Madar56513
 13Mirchaiya56515
 14Bandipur56516
 15Kalyanpur56517

 

Solukhumbu District

S.NPost officePostal code
1Solukhumbu56000
 2Namche Bazar56002
 3Sotang56004
 4Jubu56005
 5Nele56006
 6Necha56007
 7Shishakhola56008
 8Himaganga56009
 9Lukla56010

 

Sunsari District

S.NPost officePostal code
1Sunsari56700
 2Mangalbare56702
 3Chatara56703
 4Bakalauri56704
 5Itahari56705
 6Simariya56706
 7Duhabi56707
 8Chimadi56708
 9Jhumka56709
 10Inarauwa56710
 11Aurabari56711
 12Dewangunj56712
 13Madhuvan56713
 14Laukahee56714
 15Bhutaha56715
 16Mahendra Nagar56716
 17Chhitaha56717

 

Surkhet District

S.NPost officePostal code
1Surkhet21700
 2Chhinchu21701
 3Ramghat21702
 4Sahare21703
 5Gumi21704
 6Bheriganga21705
 7Matela21706
 8Garpan21707
 9Kunathari21709
 10Babiyachaur21710
 11Gutu21711

 

Syangja District

S.NPost officePostal code
1Syangja33800
 2Kolma33802
 3Kichnas33803
 4Jharkham33804
 5Arjunchaupari33805
 6Panchamul33806
 7Rangethanti33807
 8Fedikhola33808
 9Bhumare33811
 10Kyakmi33812
 11Waidha Bhanjhyang33813
 12Chapakot33814
 13Galyang33815

 

Tanahun District

S.NPost officePostal code
13Tanahun33900
 2Tuhure Pasal33902
 3Manechauka33903
 4Bandipur33904
 5Aanbu Khaireni33905
 6Baidi33906
 7Kahunshivapur33907
 8Rising Ranipokhari33908
 9Ghiring Sundhara33909
 10Bhimad33910
 11Lamagaun33911
 12Khairenitar33912
 14Shisha Ghat33913
 15Dumre33914
 16Devaghat33915

 

Taplajung District

S.NPost officePostal code
1Khewang57501
 2Sadeba57502
 3Thokimba57509
 4Dobhan57510
 5Taplejung57500
 6Sinam57503
 7Pedang57504
 8Thechambu57505
 9Siwang57506
 10Khokling57507
 11Olangchunggola57508
 12Change57511
 13Hangpang57512

Terhathum District

S.NPost officePostal code
Terhathum57100
Jirikhimti57102
Tinjure57103
Basantapur57104
Sudap57105
Hamarjung57106
Morahang57107
Pokalawang57108
Mulpani57110
Iwa57111

 

Udayapur District

S.NPost officePostal code
1Udayapur56300
 2Ratapani (Thoksila)56301
 3Beltar56302
 4Hadiya56303
 5Pokhari56305
 6Baraha56306
 7Bhutar56307
 8Rampur Jhilke56308
 9Udayapur Gadhi56309
 10Katari56310
 11Sorung Chhabise56311
 12Rauta Murkuchi56312

 

Please note that this table includes the numbering column, district names, postal codes, additional postal codes, and city names, along with their respective codes.

Categories
News

Understanding Bike Insurance in Nepal: Your Comprehensive Guide

Welcome to Insurance News Nepal, your go-to source for all things insurance-related. In this article, we will delve into the world of bike insurance in Nepal, providing you with valuable insights and information. Whether you’re a passionate biker or a concerned bike owner, understanding the intricacies of bike insurance is crucial for safeguarding your two-wheeler. Let’s explore the key aspects of bike insurance and how it works in Nepal.

Why is Bike Insurance Important?

When it comes to owning a bike, insurance is more than just a legal requirement – it offers financial protection and peace of mind. Accidents, thefts, and natural calamities can cause substantial damage to your bike, leading to expensive repairs or replacements. With the right bike insurance policy, you can protect yourself from these unforeseen events and their financial implications.

Types of Bike Insurance Policies In Nepal, there are primarily two types of bike insurance policies available:

  1. Third-Party Bike Insurance: This type of insurance is mandatory by law in Nepal. It provides coverage for any damage caused to third-party property or individuals in the event of an accident involving your bike. However, it does not cover damages to your own bike.
  2. Comprehensive Bike Insurance: As the name suggests, comprehensive insurance offers broader coverage. It includes third-party liability coverage and also covers damages to your own bike due to accidents, theft, natural disasters, and fire. It provides a more comprehensive financial safety net.

Factors Affecting Bike Insurance Premiums – Bike insurance policy in Nepal:

  1. Bike Value: The market value of your bike is a significant factor in determining the premium. Higher-valued bikes generally attract higher premiums.
  2. Bike Specifications: The make, model, age, and engine capacity of your bike are taken into account. Bikes with higher engine capacities or those considered more prone to accidents may have higher premiums.
  3. Insured Declared Value (IDV): IDV represents the current market value of your bike after factoring in depreciation. The higher the IDV, the higher the premium.
  4. Add-On Coverage: Additional coverage options, such as zero depreciation cover, roadside assistance, or personal accident cover, can be added to your policy for an extra premium.

Steps to Purchase Bike Insurance in Nepal

To purchase bike insurance in Nepal, follow these steps:

  1. Research and Compare: Explore various insurance providers and compare their offerings, premiums, and customer reviews.
  2. Choose Coverage: Decide whether you want third-party or comprehensive coverage based on your requirements and budget.
  3. Documentation: Gather the necessary documents such as your bike’s registration details, your identification documents, and previous insurance policy details (if applicable).
  4. Insurance Application: Fill out the insurance application form accurately, providing all the required information.
  5. Premium Payment: Pay the premium amount through the available payment options.
  6. Policy Issuance: Once your application is processed and verified, you will receive your bike insurance policy.

Claim Process for Bike Insurance in Nepal

Follow these general steps to file an insurance claim in the case of an unfortunate incident (accident or theft).

  1. Contact Your Insurer: Inform your insurance company about the incident as soon as possible.
  2. Lodge a Police Complaint: If your bike is stolen or involved in a major accident, file a complaint with the local police.
  3. Document the Incident: Take photographs, gather relevant evidence, and keep records of any expenses incurred.
  4. Fill out the Claim Form: Complete the claim form provided by your insurer, including accurate details of the incident.
  5. Submit Required Documents: Submit all the necessary documents, such as the claim form, FIR (First Information Report), repair estimates, and any other supporting evidence.
  6. Claim Settlement: Upon verification and assessment of the claim, your insurer will initiate the claim settlement process as per the terms and conditions of your policy.

Conclusion

Bike insurance in Nepal is not just a legal obligation but a smart financial decision. By securing your bike with the right insurance policy, you can protect yourself from unexpected expenses and potential losses. Remember to carefully assess your coverage needs, compare policies from different insurers, and follow the correct procedures when purchasing bike insurance or filing a claim. Stay informed, and stay protected!

Categories
News

Understanding Insurance Premium Tax in Nepal: A Comprehensive Guide

Discover the importance of insurance premium tax in Nepal and its impact on policyholders and insurance providers. Gain insights into the current IPT rate and how it affects premium costs. Stay informed to make informed decisions about insurance coverage and financial planning.

In Nepal, insurance plays a crucial role in safeguarding individuals, businesses, and assets against unforeseen risks. However, it’s essential to understand the various components associated with insurance, including taxes. In this blog post, we will delve into the concept of insurance premium tax in Nepal, shedding light on its significance and implications for policyholders and insurance providers alike.

What is Insurance Premium Tax?

Insurance premium tax (IPT) is a tax levied on insurance premiums paid by policyholders. It is designed to generate revenue for the government while ensuring the insurance industry contributes its fair share. IPT is typically calculated as a percentage of the insurance premium and is either paid by the insurer or passed on to the policyholder as part of the premium cost.

Insurance Premium Tax in Nepal

In Nepal, the Insurance Premium Tax is regulated by the Insurance Act, of 2049 (1992), and its subsequent amendments. The current Corporate tax rates in Nepal vary according to the nature of the corporate entity and often range between 25 and 30% of the gross premium. It is important to note that this tax is applicable to both life and non-life insurance policies.

Implications for Policyholders

  1. Increased Premium Cost: The policyholder ultimately bears the insurance premium tax. When purchasing insurance coverage, it is crucial to consider the tax implications, as the premium cost will include the IPT amount.
  2. Budgeting and Financial Planning: Policyholders should account for the insurance premium tax while budgeting for insurance expenses. By understanding the tax component, individuals and businesses can effectively plan their finances and allocate appropriate funds for insurance coverage.

Implications for Insurance Providers

  1. Compliance and Reporting: Insurance companies in Nepal are responsible for collecting and remitting the insurance premium tax to the government. They must maintain accurate records and ensure compliance with tax regulations.
  2. Pricing and Profitability: Insurance premium tax affects the pricing and profitability of insurance products. Insurers need to carefully analyze the impact of IPT on their pricing models to maintain competitiveness in the market while ensuring sustainable profitability.

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Frequently Asked Questions

Q: What is insurance premium tax?

A: Insurance premium tax (IPT) is a tax levied on insurance premiums paid by policyholders, aimed at generating government revenue and ensuring the insurance industry contributes its fair share.

Q: What is the IPT rate in Nepal?

A: The current insurance premium tax rate in Nepal is 7.5%, 10% to 15% of the gross premium for both life and non-life insurance policies.

Q: Who bears the insurance premium tax?

A: The insurance premium tax is ultimately borne by the policyholder, as it is either paid by the insurer or included as part of the premium cost.

Q: How does the insurance premium tax affect policyholders?

A: The insurance premium tax increases the overall cost of insurance premiums, so policyholders should consider this tax when budgeting for insurance expenses.

Q: What are the implications for insurance providers?

A: Insurance providers in Nepal are responsible for collecting and remitting the insurance premium tax to the government, while also considering its impact on pricing and profitability.

Conclusion

Insurance premium tax is an integral part of the insurance landscape in Nepal. Policyholders should be aware of its implications on their premium costs and consider it when budgeting for insurance coverage. For insurance providers, understanding and complying with tax regulations is essential for maintaining smooth operations and profitability.

It is advisable for individuals and businesses to consult with insurance professionals or tax advisors to gain a deeper understanding of the insurance premium tax in Nepal and its specific implications for their unique circumstances. By staying informed, policyholders and insurers can navigate the insurance landscape effectively and make informed decisions regarding their coverage and financial planning.

This article provides general information and should not be considered as legal or financial advice. Readers are encouraged to seek professional advice regarding their specific insurance and tax requirements.